Our investments are managed primarily through Vancity Investment Management, according to an Investment Policy Statement set by our Board of Directors.

Socially Responsible Investments

Performance of our Vancity Investment Management (VCIM) portfolio
As of June 30, 2025	VCF	Benchmark*
3 MO	4.91%	4.83%
YTD	5.32%	5.64%
1 YR	12.48%	16.40%
3 YR	11.31%	13.13%
5 YR	8.08%	10.00%

*Blended benchmark: 39% S&P/TSX Composite Total Return Index, 26% MSCI World Net Total Return Index (CAD), 13% FTSE Universe Bond Index, 20% FTSE Short Term Overall Bond Index, 2% FTSE Canada 30-Day T-Bill Index

About Socially Responsible Investments

100% of our investments with VCIM are screened by our managers according to Socially Responsible Investment parameters based on the United Nations Principles for Responsible Investing:

• We will incorporate Environmental, Social and Governance (ESG) issues into investment analysis and decision-making processes.
• We will be active owners and incorporate ESG issues into our ownership policies and practices.
• We will seek appropriate disclosure on ESG issues by the entities in which we invest.
• We will promote acceptance and implementation of the Principles within the investment industry.
• We will work together to enhance our effectiveness in implementing the Principles.
• We will each report on our activities and progress towards implementing the Principles.